Business Risk Insurance
Protect your owners equity.
A large percentage of businesses do not have the correct Business Risk Insurance structures in place to help protect the equity (money and assets) the business owner has acquired over the years.
Business Risk Insurance includes, but is not limited to, Buy & Sell Agreements (which can ensure that your business lives on or continues its daily operations, minimising any possible financial loss), Contingent Liability (cause the future is uncertain and we would like to protect you against the unknown) and Key Person Insurance (the most valuable assets in a business are the people, we cover the key players in your business to ensure that in the unforeseen instance of a human capital loss, the business is covered and continues as usual).
We work with your accountant in your existing structures to get the correct business value for the insurable interest. We review Business Insurance Values annually or per request to be certain that the insured values are relevant; this will help prevent unwanted Costs and estate duty taxes.