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Will & Testament tips

Useful  hints and tips about wills and how to avoid the pitfalls. Please contact me if you have any more questions or concerns. Tip 1:  Get a will! Why do you need a will? There are many reasons but the deciding factor is, caring about the future of your family and loved ones.  This means making [...]

By | May 8th, 2017|Uncategorized|0 Comments

Buying a house & Insurance

What you need to know about insurance when buying a house! You will likely need life insurance to cover the property bond. This policy should include: Life cover Accelerated lump sum disability The bank will try to sell you their policy. You do not have to buy it from the bank, you can choose to get [...]

By | April 11th, 2017|Blogs|0 Comments

Retirement Annuity Benefits

Financial planning is crucial for retirement, it will influence and define your standard of living and financial freedom in your retirement years. You can expect the following benefits when starting a retirement annuity plan:             1.  Tax savings: At marginal rate. No tax payable inside the Retirement Annuity - growth tax [...]

By | February 21st, 2017|Blogs|0 Comments

Changing your Job?

Use this handy Financial Planning checklist! Accept new job offer. Request Pension/Provident fund statement from HR Request transfer option forms Accept you need professional help Find a Certified Financial Planning Professional® to assist you Transfer your Pension/Provident fund   Pension Fund & Group risk benefits at new job? YES Consult Certified Financial Planning Professional® Budget Sort [...]

By | February 3rd, 2017|Blogs|0 Comments

Do you need Income Protection?

What is your biggest asset? Your car? Your house? If you guessed correctly not one of these two is your biggest asset.  Your biggest asset is your ability to earn an income.  A 35 year old woman earning R40 000pm has a future income of R43 000 000. (annual increase of 6.7%) As a financial [...]

By | December 15th, 2016|Blogs|0 Comments

Why the need for a financial planning blog?

I feel there are not enough go to sources for clients to get information about financial planning services and products,   without having to deal with someone trying to sell them something. Financial planning can be a daunting prospect: Where to start? How much cover do I need? What product should I get first if I [...]

By | December 15th, 2016|Blogs|0 Comments

The value of financial planning

What would you do to create an extra 1.8% return in your investment portfolio? Well, according to recent research by Morningstar, receiving some quality Financial Planning advice ought to do it. Until now the value of a good Financial Planner has been largely intangible leaving some investors questioning whether any fee is "worth it". Thanks [...]

By | December 15th, 2016|Blogs|0 Comments